Paying for Plastic Surgery: A Luxury Within Reach

Paying for Plastic Surgery: A Luxury Within Reach

Plastic surgery has long been associated with the world of the rich and famous, often seen as an exclusive luxury available only to a select few. However, in recent years, the landscape of cosmetic procedures has shifted, and it’s becoming increasingly evident that these transformative surgeries are not solely reserved for the elite. Today, individuals from all walks of life are exploring their options and finding innovative ways to finance their desired procedures. In this blog post, we will delve into the various methods people use to pay for plastic surgery and highlight the fact that it is no longer exclusively accessible to the wealthy.

Breaking Up Payments Over Time: While the cost of plastic surgery can be significant, many patients opt to divide the total amount into manageable installments. This approach allows individuals to undergo their desired procedures without placing an overwhelming financial burden on themselves. Here at Beaty Facial Plastic Surgery, we offer flexible payment plans, enabling patients to make regular monthly or quarterly payments until the full amount is settled. This strategy ensures that the cost of surgery can be spread out over a more extended period, making it more attainable for a broader range of individuals.
Financing Options: Recognizing the increasing demand for plastic surgery, financial institutions have stepped in to offer specialized financing options. These programs provide patients with the opportunity to borrow funds specifically for their procedures. Depending on the chosen financing avenue, individuals can benefit from low-interest rates, fixed monthly payments, and extended repayment periods. This avenue allows patients to undergo their desired surgeries promptly and repay the borrowed amount in a manner that aligns with their financial capabilities. 

Here at Beaty Facial Plastic Surgery, we offer the following finance options:

  1. CareCredit – With CareCredit we offer 6 months no interest. 
  2. PatientFi – PatientFi offers a variety of financing plan options, and applying is considered a soft inquiry so the application does not negatively impact your credit score.
Personal Savings and Budgeting: Some individuals choose to save for their desired plastic surgery procedures, treating them as long-term financial goals. By planning ahead and setting aside a portion of their income over time, patients can accumulate the necessary funds to cover the costs. This approach may require patience and discipline, but it can be a rewarding way to achieve the desired results without incurring any debt.
Medical Loans and Credit Cards: Another popular option for financing plastic surgery is obtaining a medical loan or utilizing a credit card. Many financial institutions offer specialized loans for medical procedures, including plastic surgery. These loans typically have reasonable interest rates and repayment terms tailored to the needs of patients. Similarly, some individuals opt to use credit cards with low or zero-interest introductory periods to cover the cost of their surgery. However, it’s essential to approach these options responsibly and carefully assess repayment terms to avoid excessive interest charges.

In the past, plastic surgery may have been viewed as an exclusive luxury for the rich and famous, but times have changed. Today, it’s evident that plastic surgery is a transformative option available to  most individuals with discretionary income. By exploring flexible payment plans, financing options, personal savings, and even medical loans or credit cards, anyone can take steps towards achieving their desired aesthetic goals. 

And there you have it, plastic surgery isn’t just for the rich, it’s for everyone with a desire to defy gravity, turn back the clock, and, well, maybe rearrange a few things while they’re at it. From the humble Botox injections to full  facial rejuvenation, the world of plastic surgery has evolved to accommodate a wider range of budgets.

Christyn Peña 

Surgical Coordinator 

Payment Requirements at Beaty Facial Plastic Surgery

Requirements for Payment: When considering plastic surgery, it’s essential to understand the financial obligations and requirements. Here at Beaty Facial Plastic Surgery, the payment structure entails:
Initial Consultation: This is a separate fee that covers the surgeon’s time, assessment, and recommendations. We hold this amount on your chart and it is applied as a credit when you decide to move forward with your surgery or any in-office procedure.
  • In-Person: $100.00
  • Virtual: $50.00
Deposit: Once the surgery or in-office procedure is scheduled, a deposit is required to secure the date and cover any preoperative expenses. We require 25% of the full amount before the scheduled surgery date or in-office procedure.
  1. SURGERY: the remaining balance is due 2 weeks before. 
  2. IN-OFFICE PROCEDURE: the remaining balance is due the day of.


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